TRUCK TYPES

It pays for the injuries or property damage you cause to other people in an accident.

It is a coverage for injury, property damage, or financial loss caused to others. 

It protects for-hire motor carriers from financial liability if the freight they are hauling is lost, damaged, or stolen.

It pays to repair or replace your own truck, trailer, and permanently attached equipment if they are damaged or destroyed. 

It provides third-party coverage for when you’re using your truck as a personal vehicle like running errands or heading home rather than for business or hauling freight under dispatch. 

 It protects trucking businesses from financial loss if temperature-sensitive cargo spoils due to a refrigeration unit's mechanical or electrical failure.

It protects your business vehicles when it's not owned or hired and are used for work purposes.

It is a state-mandated insurance program that provides medical benefits and partial wage replacement to employees who are injured or become ill due to their job, often mandated by law based on employee count. 

It provides physical damage protection for trailers you do not own while they are in your "care, custody, and control" under a written Trailer Interchange Agreement.

It protects against damage, theft, fire, or vandalism to a customer’s vehicle while it is actively being towed, hooked, or transported.  

It provides a financial safety net by paying for medical treatments and replacing a portion of your income if you're sidelined by an on-the-job injury.

It protects customers' vehicles from damage while in the insured's "care, custody, or control". It covers risks like fire, theft, vandalism, and collision, typically paying for repairs or replacement of the customer's car.